Senior Backend Engineer

Who we are

We're a small team that believes providing access to better financial insights and tools improves people’s lives, so we’re taking money matters into our own hands.

Our product is a personal finance management app for iOS and Mac that people actually love using . Copilot takes advantage of machine learning to deliver powerful, hyper-personalized finance data insights to help users effortlessly understand and manage their spending, budgeting, and investing. We also use crowdsourced feedback to continuously improve the experience.

The Role

We’ve built a best-in-class app for iOS and Mac, and now we’ve expanded to Web and Android with the same high-quality user experience. To support this, we need robust backend APIs and infrastructure that can scale efficiently across platforms.

We’re looking for a Senior Backend Engineer to play a key role in designing and developing these backend systems. You’ll collaborate closely with Product and Design teams to scope, build, and optimize APIs and services that power Copilot across all platforms.

This is a hybrid position based in Santiago, Chile, you’ll be required to come into our office at least 2 times a week along with the rest of the team. We work from home the rest of the week, but the office is always available in case you want to make use of it more often.

Your Responsibilities

Design, build, and maintain backend services and APIs that support iOS, macOS, Android, and Web applications.

Contribute to architecture and infrastructure discussions, recommending improvements to ensure scalability, security, and performance.

Collaborate with Product and Client teams to translate requirements into technical solutions.

Participate in code reviews, ensuring best practices and high-quality standards.

Contribute to ongoing improvements in developer experience and system reliability.

Support the team in technical decision-making and mentor junior engineers as needed.

Required Qualifications

5+ years of experience working on backend services.

Strong proficiency in Node.js / JavaScript (TypeScript a plus)

Experience with Google Cloud Platform

Hands-on experience with API design and architecture for mobile and web applications.

English proficiency — all meetings and internal communications are conducted in English.

Team player who can manage time independently.

Based in Santiago, Chile

Desired Qualifications

Bachelor’s degree in Computer Science or equivalent.

Experience with Firebase / Firestore, CI/CD systems, and monitoring tools.

Familiarity with performance optimization, scalability, and alerting infrastructure.

Prior exposure to mentoring or supporting peers in a collaborative engineering environment.

Compensation and Benefits

Monthly salary of CLP $3.700.000 - $4.200.000 (líquido).

Equity in the company (Stock options).

Home Office Setup.

Complementary health insurance.

Remote work allowance (CLP $50.000/month).

Wellness allowance (CLP $85.000/month).

We cover sick days that your health insurance doesn’t pay (usually the first 3 days of a medical leave).

After 2 years in the company you get 5 extra vacation days, and 5 more after 4 years.

Extra free day for your birthday 🥳 (you can take it any day of the month).

4 administrative days per year (non-accumulable).

Annual company retreats.

Why should you work with us?

A product people love: Copilot users are extremely engaged with the app and are sharing it with their friends and family.

A team that cares: We’re a bunch of geeks who care about data quality and good coffee. We go the extra mile when it comes to making our users happy (and making an excellent pour-over).

Significant impact: We are currently a small, twenty-five-person team with big ambitions. Our team has previous experience at companies like Google and Apple.

Multicultural team: We’re based in NYC 🇺🇸 and in Santiago, Chile 🇨🇱.

Great company culture: You’ll work with a highly collaborative team that’s always learning and ready to help each other out.

At Copilot Money, we believe that diverse teams build better products. We strongly encourage applications from individuals of all backgrounds, regardless of race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

Join us in our mission to help the world stress less about money and create financial clarity for all!