Senior Enterprise Security Engineer

About Upstart

At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.

As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 3,000 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress.

We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City, you’ll have the support to work in the way that works best for you.

If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you.

The Team

Upstart’s D.O.E.S. Information Security team (Detection, Operations & Enterprise Security) is dedicated to advancing security practices that enhance the safety of our products, customers, and partners. We believe security should empower innovation, move at the speed of the business, and be built in from the ground up. Our mission is to protect Upstart’s products and enterprise while enabling teams to move quickly and safely through strong collaboration, automation, and thoughtful security design.

As a Senior Security Engineer focused on Enterprise Security , you will play a critical role in defining, building, and leading Upstart’s data security program. This is a highly impactful role that combines deep hands-on technical execution. You will design and implement scalable data security capabilities, influence cross-functional partners across the company, and help establish long-term strategy and accountability for how data is protected at Upstart.

This role is ideal for a senior security practitioner who enjoys operating at the intersection of software engineering, architecture, and cross-functional leadership, and who has experience taking complex security controls from concept to reality.

Position Location - This role is available in the following locations: Remote (US), Burlingame (CA), Columbus (OH), Austin (TX), New York City

Time Zone Requirements - This team operates on all continental US time zones.

Travel Requirements - As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

How you’ll make an impact:

Own the technical design and execution of Upstart’s data security program, from early foundations through mature, scalable systems

Architect and build software solutions (APIs, services, and internal tools) that enable effective data protection and governance

Partner closely with Engineering, Analytics, Product, Legal, Risk, HR, and other stakeholders to secure sensitive data across diverse domains

Drive adoption of least-privilege access models and modern data protection patterns across the organization

What we’re looking for:

Minimum requirements:

Bachelor’s degree in Computer Science, Engineering, or Mathematics, or a related field (or its equivalent) + 5 years of experience

Extensive experience across enterprise and operational security domains

Strong software engineering background , with the ability to design and build production-quality systems (e.g., APIs, services, or internal web applications)

Experience launching new security capabilities from 0 to 1 in complex environments

Deep understanding of least-privilege principles and practical experience applying them at scale

Excellent communication skills, with the ability to influence senior technical and non-technical stakeholders

Ability to navigate ambiguity, make sound tradeoffs, and independently drive meaningful change

Preferred qualifications:

Familiarity with cutting edge AI data protection tooling in areas such as endpoint DLP, data classification, or data security posture management platforms

Experience working with diverse data domains (e.g., analytics, reporting, business operations, or people data)

Contributions to the security community through talks, publications, open-source projects, or other industry involvement

Familiarity with compliance frameworks such as SOC 1, SOC 2, and SOX

Interest in long-term growth as a senior individual contributor, with openness to future people leadership paths

#LI-REMOTE

#LI-MidSenior

At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).

United States | Remote - Anticipated Base Salary Range

$164,800 — $228,400 USD

What you'll love

At Upstart, our benefits for full-time employees are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect:

Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly

Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)

Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)

Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.

Health Savings Account contributions from Upstart for eligible plans (US only)

Income protection benefits, including life insurance and disability coverage for added financial security

Paid time off, sick leave, and company holidays, in line with local requirements

Paid family and parental leave to support caregiving and major life moments (duration varies by country)

Family-centered benefits to support fertility, parenthood, and caregiving needs

Employee Assistance Program (EAP) offering mental health support and life-centered resources

Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)

Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you

Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you wo