Senior Full Stack Engineer (Incard Apps)

About Incard

Incard’s mission is to build the financial operating system for entrepreneurs.

We are focused on creating a system where business banking, financial tools, and application logic are coordinated into a single control layer.

Through the app store, entrepreneurs and developers can build industry-specific functionality as their business evolves.

Our team is small, highly motivated, and focused on engineering excellence. We operate with a flat organizational structure. All employees are expected to be hands-on and to contribute directly to the company’s mission. Leadership is given to those who show initiative and consistently deliver excellence. All engineers are expected to have strong communication skills. They should be able to concisely and accurately share knowledge with their teammates.

Who We’re Looking For

We’re looking for a Senior Full-Stack Developer to join our New Features squad.

You’ll work on some of Incard’s most visible and strategic initiatives, shipping in-house applications and zero-to-one features such as Stablecoins, Capital for Cards, Cashback experiences, and new financial workflows built on top of external partners.

This role is ideal for a strong generalist engineer who enjoys owning features end-to-end, moving fast, and turning complex integrations into polished user experiences.

What You’ll Do

Ship New Products End-to-End

Build and launch new in-house applications and features from scratch

Own features across backend, frontend, and integrations

Take ideas from concept → production → iteration

Integrations & Partner-Driven Features

Build features integrating with external partners such as:

Stablecoin infrastructure (e.g. Bridge)

Capital / credit for cards (e.g. Finmid)

Cashback and rewards mechanics

Design robust flows around APIs, webhooks, and asynchronous processes

Full-Stack Engineering

Build scalable backend services using TypeScript and/or Go

Build clean, intuitive frontend experiences aligned with Incard’s design system

Design APIs, workflows, and data models that support fast iteration

Execution & Delivery

Own features from design to production within your squad

Collaborate closely with Product Owners, Designers, Backend, and Mobile teams

Break down complex initiatives into clear, shippable milestones

Ship fast while maintaining high quality and correctness

Quality, Reliability & Collaboration

Write clean, maintainable, and well-tested code

Participate actively in code reviews and technical discussions

Think through edge cases, failure modes, and real-world usage

Contribute to shared standards and best practices

What We’re Looking For

5+ years of experience as a Full-Stack or Product-focused Engineer

Strong experience with TypeScript (frontend and backend)

Solid backend experience (APIs, integrations, workflows, data models)

Comfort working across frontend, backend, and external APIs

Product-minded engineer who enjoys shipping user-facing features

Strong attention to detail, edge cases, and execution quality

Clear communicator who works well in cross-functional teams

Nice to Have

Experience integrating with fintech, payments, or financial APIs

Experience shipping zero-to-one products or in-house tools

Familiarity with Go or distributed backend systems

Experience working with stablecoins, credit products, or rewards systems

Mindset We Look For

Builder mentality — you like shipping real products, not just abstractions

Strong sense of ownership over features you deliver

Comfortable with ambiguity and fast iteration

Pragmatic engineer — speed with discipline

Low ego, collaborative, and impact-driven

Startup DNA — bias to action, no bureaucracy

Benefits:

Competitive cash-based compensation

Incard stock options

25 days of paid time off per year, plus bank holidays and your birthday off

Global health insurance and unlimited paid sick leave