Senior Lending Analyst

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Job Description

Multifamily Loan & Tax Credit Underwriting and Analysis

Determine the eligibility of complex rental housing developments for loan and tax credit financing using sound land use, environmental, market, and underwriting criteria.

Conduct Subsidy Layering Review analyses for submission to HUD, under the oversight of the Manager of Multifamily Coordination.

Maintain extensive knowledge of PHFA rules and regulations related to tax credits and federal, state, and local funding programs.

Project Management & Application Coordination

Coordinate all phases of the Agency’s multifamily application review process in a timely, accurate, and complete manner.

Manage developments from application through project completion, ensuring all milestones, submission requirements, and deadlines are met.

Maintain organized electronic and physical project files for funded developments.

Developer & Stakeholder Relationship Management

Serve as the primary liaison between PHFA multifamily divisions and rental housing developers.

Provide ongoing communication, guidance, and follow-up with developers throughout the development lifecycle to ensure compliance with Agency requirements.

Represent PHFA at housing industry events, meetings, and functions.

Technical Review, Quality Assurance & Team Support

Perform streamlined secondary reviews of Lending Analyst I and II work products.

Support analysts as they prepare developments for Precommitment Meetings and loan closings.

Promote consistency, accuracy, and quality throughout the underwriting and review process.

Compliance, Reporting & Regulatory Administration

Prepare and submit required monthly and quarterly reports to the Commonwealth of Pennsylvania, HUD, and other funding sources.

Ensure reporting accuracy and compliance with applicable regulatory and funding requirements.

Maintain documentation supporting funding, regulatory, and audit requirements.

Operational & Organizational Responsibilities

Perform additional duties and special projects as assigned.

Maintain a regular in-office presence on scheduled workdays to support collaboration and operational effectiveness.

Bachelor’s degree in accounting, finance or real estate or the equivalent in education and/or experience. Additionally, a Masters degree in Business Administration and/or Public Administration is preferred.

Five to seven years of experience in affordable multifamily housing field with experience using tax credits or federal, state, or local funding in either the public or private sector of the housing industry.

Result-oriented with multi-tasking ability.

Qualifications

Bachelor of Science, Equivalent relevant experience (5-7 years)

Experience

Relevant experience (3-6 years)

EEO Statement

As an employer, PHFA is committed to having a workforce that is diverse and reflects the residents that it serves. We strive to maintain a workplace where all employees and applicants for employment receive equal opportunities in all aspects of employment. There are numerous policies in place at PHFA to help us honor this commitment.

The Pennsylvania Housing Finance Agency is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, disability, family status, gender, national origin, political affiliation, race or religion.

Diversity Statement

PHFA values, honors and commits to the equitable treatment and elimination of discrimination in all forms. We are committed to the diversity of all staff, and in all programs and services offered.