Senior Manager Data Science

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Job Summary

The Senior Manager - Data Science role at Bread Financial delivers best-in-class actionable business insights through cutting-edge predictive models and data science techniques. The Senior Manager - Data Science is pivotal in interfacing with business partners, initiating, and managing analytics projects to generate data-driven insights and support enterprise data science needs within Bread Financial.

Essential Job Functions

• •Serve on the leadership team, provide managerial leadership to the data science team, drive insights into action, manage team goals, mentor staff, and recruit top talent. - (40%)
• •Lead the data science product discipline, partner with business on ideation, manage the roadmap, lead discovery & solution design, and ensure successful delivery of new capabilities. - (25%)
• •Guide adherence to compliance, security, and governance processes; lead the monitoring & maintenance of AI solutions. - (20%)
• •Engage with internal partners and clients to solve business problems with an emphasis on communication to the Senior Leadership Team and above. - (15%)

Minimum Qualifications

• •Bachelor’s Degree in Statistics, Mathematics, Engineering, Data Science, Computer Science, or Economics
• •10-13 years experience in building sophisticated models using machine learning, segmentation, time series, and other advanced analytics methodologies.
• •3+ years of leadership experience.

Preferred Qualifications

• •Master’s Degree in Statistics, Mathematics, Engineering, Data Science, Computer Science, Economics, or other quantitative fields
• •14+ years developing machine learning models to deliver insights and solve business problems within a bank, credit card, retail, or insurance business.
• •5+ years of leadership experience.
• •3+ years experience managing direct reports
• •1+ year experience in a client facing role
• •1+ year Agentic AI (AWS or Google) experience

Skills

• •Machine Learning
• •Python (Programming Language)
• •Statistical Analysis
• •Time Series Analysis
• •Cloud Environment
• •Consulting

Reports To : Director and above

Direct Reports : 2 - 5

Work Environment

Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.

Travel

Ability to travel up to 5% quarterly

Physical and Mental Requirements

To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.

• •Communicate/Hearing
• •Communicate/Talking
• •Stationary Position/Seated

Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

Salary Range (unless otherwise noted below):

$157,300.00 - $251,600.00

Full Salary Range for position:

California: $180,900.00 - $314,500.00
Colorado: $157,300.00 - $276,800.00
New York: $173,000.00 - $314,500.00
Washington: $173,000.00 - $289,300.00
Maryland: $173,000.00 - $276,800.00
Washington DC: $180,900.00 - $289,300.00
Illinois: $157,300.00 - $276,800.00
New Jersey: $180,900.00 - $289,300.00
Vermont: $157,300.00 - $251,600.00
Ohio: $157,300.00 - $251,600.00
Maine: $157,300.00 - $251,600.00
Connecticut: $173,000.00 - $276,800.00
Virginia: $157,300.00 - $251,600.00

The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.

You must be work authorized in the United States on a full time basis without the need for any sponsorship now or in the future from any employer or organization. The Company cannot offer employment to F-1 (student) visa holders.

Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial’s 401(k) plan.

All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.

Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.

Click here for more Benefits information.

About Bread Financial®

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through our co-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers. Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life.

Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn .

Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).

The Company is an Equal Opportunity Employer.

Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.

The Company participates in E-Verify.

The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws