Senior Manager, Strategic Finance (Personal Loans)

Earnest empowers ambitious professionals to make confident financial decisions and build the life they envision.

Earnies are committed to helping borrowers move forward with confidence by offering smarter borrowing options with a clearer path to taking control of their debt. If you’re as passionate as we are about our mission, read more below, and let’s build something great together.

The Senior Manager, Strategic Finance (Personal Loans) will report to the Head of FP&A and Strategic Finance.

As the Senior Manager, Strategic Finance (Personal Loans), you will:

Own financial strategy and partner with senior leaders across Product, Marketing, Operations, Pricing, and Risk to drive business outcomes and performance

Lead end-to-end financial modeling, forecasting, and scenario planning for high-impact initiatives

Translate complex financial and operational data into clear, actionable insights for executive decision-making

Build and refine driver-based models to evaluate ROI, pricing, profitability, and growth strategies

Deliver executive-ready reporting, dashboards, and presentations to influence strategic direction

Identify risks and opportunities, proactively guiding resource allocation and long-term planning

About You:

7+ years of experience in strategic finance, FP&A, investment banking, consulting, or corporate strategy

Proven track record of owning high-impact financial initiatives and strategic projects

Strong financial modeling and forecasting expertise with the ability to build complex frameworks

Experience partnering with senior and executive leadership teams

Strong business acumen with the ability to connect financial insights to broader strategy

Excellent communication, analytical, and problem-solving skills with a high degree of ownership

Even Better:

MBA, CFA, or other advanced degree

Experience in fintech, lending, or financial services

Familiarity with ERP or planning systems (e.g., Anaplan, Workday Adaptive, Hyperion)

Experience with SQL, Python, or BI tools (e.g., Looker, Tableau)

Experience driving process automation and scaling analytics capabilities

Where:

This role will be based in the US.

Compensation:

A little about our pay philosophy: We take pride in compensating our employees fairly and equitably. We are showcasing a range of your potential base salary based on the roles location. The successful candidate’s starting pay will also be determined based on job-related qualifications, internal compensation, candidate location and budget. This range may be modified in the future.

Salary Range: $160,000 - $190,000 USD. Employees are also eligible for an annual performance-based bonus and equity.

#LI-KB

Earnest believes in enabling our employees to live their best lives. We offer a variety of perks and competitive benefits, including:

Health, Dental, & Vision benefits plus savings plans

Mac computers + work-from-home stipend to set up your home office

Monthly internet and phone reimbursement

Employee Stock Purchase Plan

Restricted Stock Units (RSUs)

401(k) plan to help you save for retirement plus a company match

Robust tuition reimbursement program

$1,000 travel perk on each Earnie-versary to anywhere in the world

Competitive days of annual PTO

Competitive parental leave

What Makes an Earnie:

At Earnest, our people bring our cultural principles to life. These principles define how we work, how we win, and what we expect of ourselves and each other:

Every Second Counts : Speed is our competitive advantage. Our customers need better solutions, and the faster we execute, the greater our chance of success.

Choose To Do Hard Things : We win by tackling the hard things that others avoid, fueled by grit and resilience.

Pursue Excellence : Great companies, teams, and individuals never settle and are proud of the work that they do. What’s good enough today won’t be good enough tomorrow. Excellence isn’t a destination; it’s a mindset of continuous improvement.

Lead Together : Our success comes from how we work together. Leadership is not about titles—it is about action. We take ownership, drive results, and move forward as a team.

Don’t Take Yourself Too Seriously : We take our work seriously, not ourselves. The stakes are high, but a sense of humor keeps us grounded, creative, and resilient.

At Earnest, we are committed to building an environment where our employees feel included, valued, and heard. Our belief is that a strong commitment to diversity, inclusion, equity, and belonging enables us to move forward with our mission. We are dedicated to adding new perspectives to the team and encourage anyone to apply if your experience is close to what we are looking for.

Earnest provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, veteran status, disability or genetics. Qualified applicants with criminal histories will be considered for the position in a manner consistent with the Fair Chance Ordinance.