Senior Product Manager (Fintech)

Highbeam is building the future of business banking and cash management.

Our platform combines AI agents, automated financial workflows, and integrated financial products that save brands time and money.

Customers have generated billions in sales and include well-known brands such as Cuts , Tushy , Rocco , Sabah , Still Here , Alice Mushrooms , Original Grain , birddogs , and more.

Our team includes alumni of Shopify, Square, Toast, Rippling, and McKinsey.

We’ve raised $42M in equity from Acrew, FirstMark, Mayfield, and Two Sigma Ventures.

About this role

We're hiring a Senior Product Manager to join the team building Highbeam's financial products: global business banking, cards and pay-by-card, treasury and capital.

In each area you own, you'll decide what we build and why, join the calls with our bank and fintech partners, and own whether the product succeeds with customers. The bar is live customers moving real volume.

This role is based in our NoHo, NYC office.

What you'll do

Own the product for your areas, from customer problem through spec, launch, and adoption

Lead new partner relationships on the product side: evaluate bank, card, payments, and stablecoin partners, weigh diligence findings and commercial tradeoffs with finance, and decide how their infrastructure becomes our product

Turn partner and compliance requirements into product: flow of funds, KYB and onboarding, account setup by entity type, and customer-facing flows that match our legal docs

Work directly with engineers and tech leads to spec, QA, and ship end-to-end

Drive adoption and monetization: deposits, card and payments volume, and new revenue lines

Run ongoing customer research with brands and partners and turn it into product decisions

Partner with product operations and compliance so every launch is ready to operate

Example projects

Growth: getting new customers to make Highbeam their primary operating account, by moving deposits, payroll, and card spend over in their first 90 days

Global banking: multi-currency accounts, cross-border supplier payments, and stablecoin on/off-ramps for US and international businesses

Pay-by-card: letting customers pay vendors by card, including international payments and Amex acceptance

Treasury: bringing money market products to customers' idle cash

Cards: debit and charge card features, and a metal card

Capital: updating the borrower experience to match changes in our lending agreements

Net impact

Highbeam's financial products grow in adoption and revenue

New partner programs go from signed contract to live customers

Highbeam becomes the operating account for more commerce businesses, including multi-geo ones

Partner and compliance requirements shape the product from day one instead of forcing rework later

Qualifications

4–6 years of PM experience; early-stage operator (PM #1–5 at Series A–C)

Has shipped fintech products as the core experience: banking, cards, payments, lending, cross-border, or stablecoins

Fluent in money movement: ACH, wires, SWIFT, RTP, card rails, FX, and flow-of-funds design

Has worked directly with sponsor banks, BaaS providers, card networks, or payments partners, from partner calls through diligence, commercial tradeoffs, and integration

Working knowledge of KYB/KYC, AML, card network rules, and money transmission

Strong product builder: writes specs, QAs builds, ships end-to-end

Comfortable across several products and partners, and able to go deep on one

Comfortable with AI tools for iteration and product validation

Bonus: experience with cross-border payments or stablecoins

Bonus: experience serving international sellers, marketplaces, or ecommerce brands

Bonus: engineering background

You'll thrive at Highbeam if...

You love working in-person with a high-performing team

You enjoy working in an idea-meritocratic, low-ego environment

You are proactive and self-directed, and you excel in ambiguous, fast moving environments

You care about delivering a polished customer experience

Bonus: You have experience working in fintech, AI or early-stage startups

What we offer

Competitive salary and meaningful equity

Comprehensive health & benefits package

Generous PTO

$1K/year stipend to purchase our customers' products

$100/mo wellness stipend

Yearly offsite—last year we went to Mexico City!

In-office perks: Commute covered and $20/day lunch stipend

Great location: Our NYC office is in NoHo, a short walk from the A,C,E · B,D,F,M · N,Q,R,W · 1 · 6 trains. Our Toronto office is downtown near St. Andrew Station.