Senior Product Owner (UX)

About Incard

Incard’s mission is to build the financial operating system for entrepreneurs.

We are focused on creating a system where business banking, financial tools, and application logic are coordinated into a single control layer.

Through the app store, entrepreneurs and developers can build industry-specific functionality as their business evolves.

Who We’re Looking For

We’re looking for a Senior Product Owner (UX) who operates like a mini-CEO of their product vertical.

You’ll own an entire product area end-to-end — from problem discovery and UX thinking to execution, quality, and iteration. This role sits at the intersection of product strategy, UX, and delivery, with daily exposure to senior leadership.

This role is ideal for someone with strong UX instincts, excellent execution discipline, and a true builder mindset — someone who takes full ownership of outcomes, not just tasks.

What You’ll Do

Own a Product Vertical End-to-End

Act as the founder of your feature area, with full ownership over scope, quality, and results

Own your roadmap with clarity, focus, and simplicity

Shape zero-to-one features before engineering teams scale in

Product Strategy & Discovery

Conduct user research, competitive analysis, and partner/vendor calls

Define product scope, flows, architecture, and success metrics

Make sharp prioritisation decisions to maximise impact and reduce noise

UX & Design Leadership

Work closely with designers during early discovery, ideation, and problem exploration

Shape user journeys, prototypes, and product concepts through rapid iteration

Ensure every experience is intuitive, simple, and aligned with Incard’s design principles

Own design QA and maintain a very high bar for polish and usability

Execution & Delivery

Write clear product requirements, acceptance criteria, edge cases, and tickets

Support engineers during development with fast decisions and clarifications

Run daily standups with your squad

Own triage: distinguish quick wins from long-term backlog items

Manage post-launch iterations and continuous improvement

Quality & Cross-Functional Ownership

UAT features end-to-end before go-live

Work closely with QA to ensure reliability and consistency

Collaborate with compliance, risk, operations, and customer-facing teams

Create clear internal documentation for new features

Support hiring and help shape your future squad

What We’re Looking For

3–5+ years of experience in Product Ownership, Product Management, or UX-led Product roles

Strong UX mindset with excellent taste for simplicity, clarity, and clean interfaces

Proven experience owning end-to-end delivery in small, fast-moving teams

Ability to produce clear specs, flows, documentation, and well-structured tickets

Comfortable with ambiguity and zero-to-one execution

Exceptional organisation, attention to detail, and follow-through

Strong communication skills with design, engineering, and leadership

Nice to Have

Experience in fintech, payments, or financial products

Background as a product designer or UX researcher

Comfort understanding APIs, data flows, or technical constraints

Experience building products from scratch in a startup environment

Mindset We Look For

Mini-CEO mentality — you own outcomes, not just deliverables

Strong sense of urgency and accountability

Low-ego, highly collaborative team player

Sharp product taste and instinct for great UX

Efficiency-driven — small squads, clear scope, fast execution

Startup DNA — bias to action, fast iteration, no bureaucracy

Benefits:

Competitive cash-based compensation

Incard stock options

25 days of paid time off per year, plus bank holidays and your birthday off

Global health insurance and unlimited paid sick leave