Senior Software Engineer – Java

About OLYV

From SmartCoin to OLYV: Nurturing Aspirations, Powering Inclusion.

OLYV is a next-generation fintech platform focused on enabling financial inclusion for self-employed micro-entrepreneurs, micro-merchants, and middle- and lower-income salaried individuals.

Conceived in 2017 as SmartCoin, OLYV has evolved into a broader financial platform offering solutions across credit, digital gold savings, credit health, and other financial products . With a strong technology and data-driven foundation, we leverage AI and ML to build scalable financial solutions for millions of users across India.

About the Role

We are looking for a Senior Software Engineer – Java to join our engineering team and build scalable, reliable, and high-performance backend systems.

The ideal candidate will have strong hands-on expertise in Java, backend architecture, APIs, relational databases, performance optimization, and distributed systems . You will independently own technical components, contribute to architecture and design decisions, and work closely with engineering and product teams to deliver high-quality solutions.

Key Responsibilities

• •Follow Agile methodologies and SDLC best practices, including coding standards, code reviews, source control management, and build processes.
• •Independently design and develop Factories, APIs, and interfaces using Java.
• •Build clean, maintainable, scalable, and production-ready backend services.
• •Work extensively with ORM frameworks/tools such as Hibernate or Ebean .
• •Design and optimize applications using MySQL/PostgreSQL , with a strong understanding of transactions, indexing, and query optimization.
• •Identify and resolve performance bottlenecks through performance optimization, concurrency, and multithreading .
• •Design solutions with scalability, reliability, maintainability, and operational efficiency in mind.
• •Drive test coverage, code quality, and continuous delivery automation within the team.
• •Contribute to the development of highly available and scalable distributed systems .
• •Collaborate with product managers, engineers, and other stakeholders to understand requirements and translate them into robust technical solutions.
• •Participate in technical design discussions, code reviews, and architecture decisions.
• •Mentor junior engineers and contribute to engineering best practices across the team.

Technical Skills

Must Have

• •Strong hands-on experience with Java .
• •Strong understanding of Object-Oriented Programming and software design principles .
• •Experience independently designing and developing APIs, interfaces, and reusable components .
• •Strong experience with Hibernate/Ebean or similar ORM tools .
• •Good understanding of MySQL/PostgreSQL and relational database concepts.
• •Strong understanding of transactions, indexing, and query optimization .
• •Experience with performance optimization and multithreading .
• •Good understanding of SDLC and Agile methodologies .
• •Experience with code reviews, source control, build processes, and coding standards .
• •Strong focus on automated testing and code quality .

Good to Have

• •Experience with Kafka .
• •Experience with BigQuery .
• •Experience with Elasticsearch .
• •Experience building highly available and scalable distributed systems .
• •Experience with CI/CD and continuous delivery automation .
• •Experience working in FinTech, Banking, Payments, or other high-scale consumer-facing products .

Preferred Qualifications

• •5–8 years of professional software development experience .
• •Bachelor’s/Master’s degree in Computer Science, Mathematics, or a related technical field from a reputed institution.
• •Strong problem-solving and analytical skills .
• •Strong communication and collaboration skills .
• •Ability to independently own technical problems and drive solutions from design to production.
• •Strong mentoring and leadership skills with the ability to guide junior engineers.
• •Comfortable working in a fast-paced, product-driven environment.

What We’re Looking For

We are looking for an engineer who:

• •Thinks beyond writing code and understands system scalability and business impact .
• •Can independently take ownership of a problem from design → development → testing → deployment .
• •Has strong fundamentals in Java, databases, APIs, and distributed systems .
• •Is passionate about building reliable, high-performance systems .
• •Takes ownership of engineering quality and continuously looks for ways to improve systems and processes.
• •Can mentor and collaborate effectively with other engineers.

Why Join OLYV?

• •Work on large-scale FinTech products impacting millions of users.
• •Solve challenging problems around credit, payments, financial inclusion, and technology .
• •Work with modern technologies across Java, microservices, cloud, distributed systems, data, and AI/ML .
• •Opportunity to take strong ownership and work closely with experienced product and engineering teams.
• •Be part of OLYV's journey of building the next generation of inclusive financial products.

Education

Bachelor’s/Master’s degree in Computer Science, Mathematics, Engineering, or a related technical discipline.