Senior Wealth Planner

Allworth Financial ( www.allworthfinancial.com ) is an independent investment financial advisory firm that specializes in retirement planning, investment advising, and 401(k) management with a direct approach to financial planning. Allworth Financial delivers long- and short-term investment planning solutions and advice to help clients achieve their goals and plan strategically for retirement.

Allworth Financial is a high growth, private equity backed, multi branch Registered Investment Advisor. Founded in Sacramento, California, in 1993 Allworth is primarily a fee-based, employee-centric fiduciary advisory firm, that prides itself on emphasizing client well-being and education. The business is a multi-billion dollar firm and is on track for continued growth through both acquisitions and strong organic growth. Allworth is considered a great place to work and was once again given the prestigious “Circle of Excellence” award by the National Business Research Institute for employee and client satisfaction in 2021, placing it among the best-loved brands in America. Allworth Financial was also recognized as a Barron's Top 40 RIA in 2024.

SUMMARY:

The Senior Wealth Planner is a critical member of Allworth’s Wealth Planning Team, responsible for delivering customized, technically sophisticated planning solutions for high-net-worth and ultra-high net worth clients and families.

This role requires deep experience in estate planning, advanced tax strategies, and multigenerational wealth planning, and wealth stewardship along with the ability to navigate complex family, business, philanthropic, and liquidity planning needs. The Senior Wealth Planner frequently collaborates with Allworth Advisors, the Custodial Referral Program team, and the Head of Private Wealth Strategies to deliver a seamless, high-touch planning experience.

Experience working with clients in the $10M - $50M+ net worth segment—including private business owners, executives, family-office style planning needs—is highly valued.

DUTIES AND RESPONSIBILITIES:

1. Strategic Case Planning & Internal Collaboration (30%)

Serve as lead planner on complex engagements requiring multi-disciplinary solutions

Partner with internal stakeholders to design integrated planning strategies across estate, tax, business, philanthropic, liquidity, and legacy planning

Collaborate with Advisors, Custodial Referral Program partners, the Head of Private Wealth Strategies, and advanced planning specialists to ensure cohesive strategy development

Identify planning considerations arising from family dynamics, multi-generational decision-making, beneficiary readiness, business succession, and family governance needs

2. Advanced Tax, Estate Planning, and Investment Expertise (30%)

Design, evaluate, and implement advanced planning strategies (e.g., GRATs, SLATs, IDGTs, FLPs, CRTs/CLTs, charitable strategies, concentrated stock solutions)

Address federal and multi-state tax implications for high-net-worth individuals and families

Support wealth transfer, succession, and liquidity strategies for private business owners and multi-generational wealth structures

Evaluate planning opportunities related to concentrated wealth, business sale liquidity events, asset titling and ownership structures, trust-owned assets, charitable vehicles, and tax-efficient wealth transfer strategies

High level of proficiency with core investment concepts including asset allocation, interpreting risk and return statistics of a portfolio, and identifying opportunities to improve a portfolio’s diversification or modify to align with a client’s goals and objectives

3. Client-Facing Plan Development and Delivery (30%)

Produce tailored financial plans using eMoney and MoneyGuidePro, integrating client-specific goals and technical modeling

Join client meetings as a subject matter expert, providing clear and actionable advice across complex topics

Ensure deliverables are high-quality, timely, and aligned with the Allworth value proposition

4. Mentorship & Thought Leadership (10%)

Mentor junior and mid-level planners within the Wealth Planning Team and Associate Advisors

Contribute to the enhancement of firm-wide planning strategies, tools, and workflows

Stay current with industry trends, regulatory updates, and planning innovations relevant to high net worth and ultra-high-net-worth clients

Qualifications

Bachelor’s degree in Finance, Financial Planning, Accounting, or related field

CFP® required; CPA, CFA, JD, LLM, or other advanced credentials in tax, estate planning, or investments strongly preferred

Minimum 10 years of financial planning experience, including substantial engagement with high- and ultra-high-net-worth clients

Familiarity with planning for individuals and families with $10M - $50M+ in net worth, including private business owners, executives, concentrated wealth, trust and estate structures, liquidity events, family governance, and business succession strategies

Strong technical knowledge of estate planning structures, tax law, charitable planning, and investment-related considerations

Excellent interpersonal, writing, and presentation skills with the ability to communicate complex strategies clearly

Proficiency with financial planning software such as eMoney and MoneyGuidePro

Ability to travel up to 5% (may change as needed)

EXPERIENCE AND QUALIFICATIONS:

Bachelor’s degree in finance, financial planning, economics, or related field (or equivalent work experience).

2–3 years of experience in financial services, with exposure to planning support, data entry, and documentation processes.

Familiarity with financial planning software (e.g., eMoney, MoneyGuidePro) is highly preferred.

Demonstrated interest in pursuing professional designations (e.g., CFP®, CFA, CPA) is a plus.

Strong organizational skills with meticulous attention to detail and accuracy.

Excellent verbal and written communication skills; enjoys collaborative teamwork.

Ability to manage multiple projects in a fast-paced, dynamic environment.

Proficiency in Microsoft Office (Word, Excel, PowerPoint); experience with Salesforce or similar CRM is advantageous.

Must be in good compliance standing with all relevant regulations, rules, and internal policies.

PHYSICAL REQUIREMENTS:

This position requires the ability to stand or sit for long periods of time, lift at least 15 pounds, file documents in high or low cabinets, to use the telephone and to use the computer systems.

BENEFITS

We value our associates’ time and effort. Our commitment to your success is enhanced by our competitive base pay and an extensive benefits package, including:

Medical: Blue Shield (PPOs and HDHP with HSA) plans and Kaiser (HMO) plans for California associates

Dental insurance with MetLife

Vision insurance with VSP

Optional supplemental benefits

Healthcare savings accounts with company contribution

Flexible spending accounts

Flexible working arrangements

Generous 401K contributions

Exempt associates qualify for our flexible paid time off policy

Non-Exempt associates will receive 15 days of paid time off annually during the first three years of employment

11 Paid Holidays

Option to participate in our Equity Purchase Program (Contract, intern, and part-time employees are not eligible)

Future growth opportunities within the company

In addition, we work to maintain the best possible environment for our associates, where people can learn and grow with the firm. We strive to provide a collaborative, creative environment where each person feels encouraged to contribute to our processes, decisions, planning and culture.

Benefits are available to full-time associates who work more than 30 hours a week.

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. Typical reporting relations