Specialist, Risk & Compliance, AML (AIA FA)

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About the Role

As the SME for EDD, provide the end-to-end support for the onboarding of high-risk customers (HRC) from all business segments which will include performing the relevant CDD, SOF, SOW collection and corroboration, EDD investigation and customer risk assessment on a timely basis.

Risk Assessment & Compliance:

• •Conduct enhanced due diligence (EDD) on high-risk customers and complex cases. Liaise with internal stakeholders to ensure timely escalation of potential risks to senior management
• •Work closely with all stakeholders to coordinate the EDD case management and ensure relevant supporting documents address the risks assessed.
• •Prepare and report Suspicious Activity Reports (SARs) in compliance with regulatory and internal requirements.

Reporting & Documentation:

• •Maintain accurate records of all EDD and correspondence in accordance with company policies and regulatory obligations.
• •Provides regular and ad-hoc reporting to senior management, Group Compliance, regulators and auditors and other stakeholders.
• •Prepare and present detailed findings, analysis, and recommendations to internal teams or regulators when necessary.

Operational Support & Process Improvement:

• •Identify trends and inefficiencies in the AML operations processes and recommend improvements and participate the enhancement initiatives, including UAT, update of operational manuals
• •Provide training, advisory and guidance to the relevant business units on the EDD requirements, especially on the SOF/ SOW corroboration requirements and proactively identify areas of improvements in relation to the area of independent assessment, risk mitigations and benchmarking.
• •Implements new processes to address evolving AML risks and landscape.
• •Performs other responsibilities and duties periodically assigned by supervisor.

Education:

• •Bachelor’s degree in Finance, Law, Business, or a related field (or equivalent experience).
• •Certification in Anti-Money Laundering (e.g., CAMS, CFE, or other relevant certifications)

Experience:

• •Minimum of 5-7 years of experience in AML compliance, financial crime prevention, or a related field.
• •Experience in the insurance industry and AML systems (e.g., Actimize, SAS, etc.) is a plus.
• •Experience in EDD reviews and KYC onboarding for HNW / offshore customers, including good understanding of the various issues and practical solutions of the SOF / SOW corroborations for high-risk clients.

Skills & Attributes:

• •Strong analytical and investigative skills with attention to detail.
• •Ability to work independently and manage multiple priorities under pressure. · Proficient in Microsoft Office Suite (Excel, Word, PowerPoint) and data analysis skills.
• •Knowledge of local and international AML regulations and standards (e.g., FATF, OFAC, MAS, TSIFA).
• •Strong interpersonal skills and ability to positively influence internal (distributions channels and support staff) and external parties (brokers, bankers, agents) to ensure strong and effective AML risk and compliance governance.
• •High level of integrity and takes ownership and accountability of results.

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