Transformation Consultant – Corporate & Institutional Banking and Lending

Transformation Consultant – Corporate & Institutional Banking and Lending

Location: London (Hybrid) | Practice Area : Banking | Type: Permanent

Shape and deliver complex transformation across Corporate & Institutional Banking and Lending, combining deep industry expertise with outstanding consulting and client delivery.

The Role

Capco are seeking an experienced Transformation Consultant to join our Banking practice in London, with a focus on Corporate & Institutional Banking and Lending. You will work with leading financial institutions to address strategic priorities, solve complex business challenges, and deliver high-impact business and technology transformation.

Your Corporate & Institutional Banking and Lending expertise will be central to the role. You will work alongside senior client stakeholders and multidisciplinary Capco teams to shape strategy, transform products and customer journeys, modernise operating models and platforms, and translate strategic ambitions into tangible outcomes.

Depending on your experience, you will lead workstreams or engagements, develop trusted client relationships, support and mentor colleagues, and contribute to the continued growth of our Corporate & Institutional Banking and Lending capabilities.

What You’ll Do

Shape and deliver complex transformation initiatives across Corporate & Institutional Banking and Lending

Lead client workstreams and engagements spanning business, technology, operations, risk, data and regulatory change

Partner with senior stakeholders to understand strategic challenges, define target outcomes and translate strategy into executable transformation roadmaps

Apply deep domain expertise to areas such as corporate and commercial lending, transaction banking, trade finance, cash management, credit, client lifecycle management and front-to-back transformation

Support the transformation of lending propositions and journeys across origination, credit assessment and decisioning, credit approval & underwriting, post approval operations & servicing, portfolio management and restructuring

Help clients modernise operating models, processes, data, and technology platforms to improve efficiency, controls, customer experience and business performance

Identify and shape opportunities to apply AI, including Generative AI and Agentic solutions, across areas such as credit analysis, lending operations, relationship management, client servicing and operational processes

Help clients take AI-enabled opportunities from concept to execution, considering business value, process redesign, data, technology, operating model, risk, controls and responsible adoption

Lead analysis and problem solving, translating complex challenges into clear recommendations and high-quality client deliverables

Build trusted relationships with client stakeholders and effectively navigate complex organisational environments

Support and mentor junior consultants, helping develop capability and maintain high standards of client delivery

Contribute to practice growth through proposition development, proposals, thought leadership, and the identification and development of new client opportunities

What We’re Looking For

Strong experience within Corporate & Institutional Banking and/or Lending

Expertise in one or more areas such as corporate and commercial lending, transaction banking, trade finance, cash management, credit, client lifecycle management, or front-to-back banking transformation

Management consulting experience, or significant experience delivering complex transformation within a leading bank or financial institution

Strong understanding of corporate and institutional banking products, processes, operating models, and supporting technology

Experience delivering business, technology, operational, digital, data, or regulatory change within complex banking environments

Excellent analytical and problem-solving skills, with the ability to structure complex challenges and translate them into clear recommendations and actions

Strong client-facing and stakeholder management skills, with the ability to build credibility and influence senior business and technology stakeholders

Experience leading workstreams, teams, or engagements and delivering high-quality outcomes in fast-paced environments

Commercial awareness and an interest in identifying client opportunities and contributing to practice growth

A strong understanding of how AI is reshaping banking and lending, with the ability to engage clients on practical use cases, opportunities, risks, and adoption considerations

Bonus Points For

Deep expertise in corporate, commercial, syndicated, structured, asset-based or other forms of institutional lending

Experience in transaction banking, cash management, trade and working capital finance, or related corporate banking products

Experience delivering loan origination, lending platform, credit, or servicing transformation

Knowledge of front-to-back Corporate & Institutional Banking processes and the technology platforms that support them

Experience with platform modernisation, cloud adoption, data transformation, intelligent automation, or emerging financial technologies

Hands-on exposure to AI-enabled transformation, Generative AI, Agentic AI, intelligent automation, or AI-supported banking and lending propositions

Knowledge of UK and/or international banking regulation and its implications for corporate and institutional banking

Experience developing propositions, responding to RFPs, supporting sales activity, or growing existing client relationships

Experience working across multi-jurisdictional or global banking transformation programmes

Why Join Capco

Deliver high-impact transformation for leading Corporate & Institutional Banking and Lending organisations

Work on some of the most important strategic, operational, and technology challenges facing the banking industry

Help clients shape and deliver the next generation of AI-infused banking, credit, and lending capabilities

Work in a collaborative, flat, and entrepreneurial consulting culture

Access continuous learning, training, and industry certifications

Build your consulting career through exposure to senior clients, complex transformation, and opportunities to lead

Help shape the future of Corporate & Institutional Banking and Lending

We offer a competitive, people-first benefits package designed to support every aspect of your life:

Core Benefits : Discretionary bonus, competitive pension, health insurance, life insurance and critical illness cover

Mental Health : Easy access to CareFirst, Unmind, Aviva consultations, and in-house first aiders

Family-Friendly : Maternity, adoption, shared parental leave, plus paid leave for sickness, pregnancy loss, fertility treatment, menopause, and bereavement

Family Care : 8 complimentary backup care sessions for emergency childcare or elder care

Holiday Flexibility : 5 weeks of annual leave with the option to buy or sell holiday days based on your needs

Continuous Learning : Minimum 40 Hours of Training Annually: Take your pick—workshops, certifications, e-learning—your growth, your way. Business Coach assigned from Day One for one-on-one guidance

Healthcare Access : Convenient online GP services

Extra Perks : Gympass (Wellhub), travel insurance, Tastecard, season ticket loans, Cycle to Work, and dental insurance

Inclusion at Capco

We’re committed to making our recruitment process accessible and straightforward for everyone. If you need any adjustments at any stage, just let us know – we’ll be happy to help. We value each person’s unique perspective and contribution. At Capco, we believe that being yourself is your greatest strength. Our #BeYourselfAtWork culture encourages individuality and collaboration – a mindset that shapes how we work wi