Vice President, Credit Office for EMEA

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

MUFG, one of the world’s most trusted financial groups, is seeking a Vice President for its Credit Office for EMEA based in London. This role offers you the opportunity to join a global network with over 150,000 employees and a rich history spanning 350 years. As part of MUFG’s commitment to integrity, responsibility, and transparency, you will be empowered to contribute to the continuous development of credit risk frameworks and portfolio monitoring across diverse sectors. The organisation values nurturing talent and fostering long-term relationships, providing an environment where your expertise can flourish alongside supportive leadership and inclusive values. With access to training opportunities and a culture that prioritises fairness and honesty, this position is ideal for those who wish to make a meaningful impact within a leading financial institution.

Join MUFG’s Credit Office for EMEA in London and become part of a globally respected financial group with a strong commitment to integrity, transparency, and shared growth.

Enjoy working in an inclusive environment where your knowledge and interpersonal skills are valued, supported by dependable leadership and opportunities for professional development.

Contribute directly to the assessment and management of credit risks for corporate clients across energy sectors, while collaborating with colleagues in a culture that encourages sharing technical expertise and nurturing talent.

What you'll do:

As Vice President within MUFG’s Credit Office for EMEA, you will play a pivotal role in supporting the Group Head and Team Leads by contributing to the evolution of credit risk frameworks and monitoring portfolios across various sectors. Your day-to-day responsibilities will involve conducting thorough credit analyses using advanced methodologies, preparing insightful reports for both local and international stakeholders, and actively participating in ad-hoc projects designed to enhance risk criteria. You will be expected to keep abreast of market trends within your allocated sectors—sharing valuable information with your team—and support junior colleagues through knowledge-sharing initiatives. Success in this role requires you to demonstrate meticulous attention to detail when reviewing portfolio transactions, comply diligently with regulatory standards, and collaborate effectively with colleagues at all levels. By helping manage corporate client portfolios within the Energy sector and making informed recommendations on transactions, you will contribute significantly to MUFG’s vision of being the financial partner of choice.

Conduct comprehensive credit analysis of allocated sectors and products, including drafting detailed credit papers, applying rating methodologies, and preparing comparative statistics under senior management guidance.

Monitor and review existing portfolio transactions regularly, making well-considered recommendations regarding credit and rating decisions in line with internal policies.

Work on ad-hoc projects as directed by Group Head or Team Lead to set up or adjust risk criteria and policy, aiming to improve portfolio quality through collaborative efforts.

Follow market trends, developments in allocated sectors/products, EMEA countries, key players, and financial/legal structures; share insights with the team to foster communal knowledge.

Support the development of junior colleagues by sharing technical expertise and nurturing their growth within the team.

Prepare reports for Tokyo Head Office and European Headquarters as required, ensuring accuracy in creating materials for credit committees.

Comply fully with all regulatory and compliance procedures, demonstrating responsible behaviour in meeting internal policy requirements.

Actively participate in portfolio analysis and management activities to ensure early action on problematic assets.

Assist Group Head/Team Leads in directing the ongoing development of credit risk frameworks and early warning systems aligned with shareholder, client, and regulatory expectations.

Help manage a portfolio of corporate clients across the Energy sector by providing thoughtful recommendations to senior management on transaction-specific files.

What you bring:

The ideal candidate for Vice President, Credit Office for EMEA at MUFG brings substantial experience from financial institutions’ credit divisions—especially those covering corporate names—with proven expertise in assessing intricate risks across multiple industries. Your familiarity with regulatory audits ensures responsible compliance while your strong interpersonal abilities foster collaboration among colleagues at all levels. You possess advanced knowledge of credit principles as well as products like derivatives; this allows you to navigate complex portfolios confidently. Academic credentials such as a Bachelor’s Degree (with preference given to those holding a Master’s) underpin your technical proficiency. Experience gained from industrial sectors—including Consumer, TMT, Healthcare or Retail—adds valuable perspective when analysing diverse portfolios. Your background in investment banking equips you with practical insight into front office operations. To succeed here, you must demonstrate exceptional communication skills when preparing reports or presenting findings; your mastery of Microsoft Office tools will be instrumental in maintaining accuracy throughout these processes.

Extensive experience working within financial institutions’ credit divisions covering Corporate names is essential for this role.

A deep area of credit specialism combined with adequate relevant industry experience enables you to assess complex risks effectively.

In-depth knowledge of credit principles, risk management practices, products (including derivatives), and regulatory guidelines is crucial.

Proven ability to handle regulatory audits associated with credit functions demonstrates your dependability.

Strong interpersonal skills allow you to communicate clearly with both senior management and junior staff members in an inclusive manner.

Excellent communication skills help you articulate complex ideas simply while maintaining transparency.

A Bachelor’s Degree is required; a Master’s Degree or equivalent qualification is preferred for added depth of expertise.

Experience within industrial sectors such as Consumer, TMT (Technology Media Telecom), Healthcare or Retail is highly desirable.

Good background in investment banking—particularly in credit or front office roles—will further strengthen your candidacy.

Exceptional Microsoft Office skills support your ability to prepare accurate reports and presentations.

What sets this MUFG apart:

MUFG stands out as one of the world’s leading financial groups not only because of its global reach but also due to its unwavering commitment to integrity, responsibility, fairness, transparency, and honesty. With headquarters in Tokyo and offices spanning more than 50 countries—including Europe’s vibrant financial hub in London—the organisation offers employees unparalleled opportunities fo