VP, Credit Portfolio Risk Assessment & Monitoring (CPRAM), Risk Management Group

Business Function:

Risk Management Group (RMG) works closely with our business partners to manage the Bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile.

Job Purpose:

As the Bank continues to grow strategically across the region against a backdrop of global uncertainty and volatility, we are exposed to new and emerging risks that may have significant impact on our credit portfolio quality. This role focuses on:

• •Appreciating macro and industry trends for proactive portfolio monitoring and review
• •Collaborating with relevant stakeholders for appropriate assessment and actions to manage risk events and their corresponding impact promptly and effectively
• •Building and enhancing risk assessment and monitoring tools
• •Reporting of credit portfolio risk concerns at risk committees

Responsibilities:

• •Proactively assess and monitor risks that will impact credit portfolio quality
• •Work with senior management to lead and execute credit portfolio reviews on countries/industries/segments
• •Contribute and/or prepare risk committee decks for credit portfolio updates to facilitate board and senior management oversight
• •Engage and work collaboratively with Credit Risk Managers and Relationship Managers across various locations and business units
• •Participate in credit portfolio review process improvement initiatives
• •Contribute in projects to enhance risk monitoring processes
• •Support data requirements and analysis for portfolio reviews and information for Investor Relations, Rating Agencies and MAS
• •Support ad-hoc research requirements (e.g. country/industry)
• •Be part of a transformational credit risk portfolio team leveraging on new technology and tools

Requirements:

• •At least a bachelor’s degree in Business, Finance, Accounting, Economics or a related field
• •At least 10 years of financial services experience including credit experience in corporate, commercial, or retail banking
• •Experience with credit products across multiple asset classes and within large banks
• •Good understanding of risk management and financial statement analysis
• •Strong command of Microsoft Office applications
• •Good analytical skills, with the ability to identify root causes and trends, and anticipate horizon issues
• •Detail-oriented with good data storytelling/presentation skills and the ability to communicate clearly and concisely to audiences of varying levels of seniority
• •Strong team player with good interpersonal skills, ability to build relationships and exert influence without direct authority
• •Motivated, self-driven with strong ability to multi-task and to take a hands-on approach

Location:

DBS Asia Central

Job:

Risk Management

Schedule:

Regular

Employee Status:

Full time