Loan Operations Processor

• JOB TITLE: Loan Operations Processor
• REPORTS TO: Head of the Real Estate Department
• DEPARTMENT: Lending

Purpose:

Provide support to lending staff by processing construction draws and insurance payouts. Responsible for balancing multiple general ledger accounts. Act as a point of contact for customer inquiries.

Essential Duties:

Process Construction Draws and FBO Account Draws, collecting W-9 information, 1099 Reporting, producing lien waivers and coordinates with construction inspectors for inspections.

Process Insurance Payouts from Escrow Accounts, updates loan files with new insurance and Updates Note Ticklers

Monitors and Balance multiple General Ledger Accounts

Prepares Payoff Quotes

Reviews Transaction Exceptions and Note Exceptions

Reviews Coupon Orders

Prepares Adverse Actions

Loan Monitoring

Balance Private Mortgage Insurance (MGIC) Monthly and Send Annual Notices

Reviews Appraisals and Certified Market Analyses

Prepare Morning Reports

Customer Service - Answer Phones and Direct Walk in Customers

Notary Public

Filing

Reconvenances

Preferred Skills and Abilities:

Loan processing related experience

Commitment to provide exceptional customer service

Knowledge of banking products and services

Strong communication skills

Ability to work independently

Detail Oriented

Good organizational and time management skills

Flexible and adaptable to a changing environment

Computer Skills/Equipment Used:

General office equipment (computer, printer, fax, copy machine), scanner, adding machine, calculator.

Computer knowledge in a Windows environment.

Basic knowledge of Microsoft Outlook, Excel and Word.

Physical Abilities:

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to talk, hear, stand and use hands to grasp, manipulate or feel objects. The employee is frequently required to walk, and occasionally required to sit, stoop, kneel, crouch or crawl, climb or balance and reach with hands and arms.

May be required to lift, carry or move and position items weighing up to 25 lbs. as necessary.

Specific vision abilities required by this job include close vision, distance vision, peripheral vision, depth perception, and the ability to adjust focus.

Requires daily work on a computer for 6 hours or more viewing the screen and fingering the keys.

Ability to move about the branch to access file cabinets, office machinery, etc.

Able to work in a fast-paced, multi-tasked environment.